How Our Legal Policy Applies to You
Our terms of service govern every interaction you have on this platform — from the moment you open an account through to each withdrawal you initiate via DANA, OVO, GoPay or QRIS. Participation in any activity on sikat88 depends on local law in your region; we
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do not extend access where local law prohibits it. Indonesian account holders in cities such as Bandung are subject to the same data-retention and transaction-logging standards as all other regions we serve. We retain transaction records for a minimum of twelve months to comply with our
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internal audit requirements. Any conflict between these terms and applicable local regulation will be resolved in favour of the applicable local rule. We update this policy when our operational or legal circumstances change, and we notify you via your registered account email within seven days of
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a material update.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.