What We Collect and Why We Need It
When you open an account on sikat88, we collect your name, email address, date of birth, and the payment method you choose — whether that is DANA, OVO, GoPay or QRIS. Device identifiers and session logs are recorded automatically so our fraud-prevention layer can flag unusual
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access patterns before they affect your balance. We do not store your full payment credentials on our servers; transaction tokens are handled by the respective payment provider. Any data we hold is used solely for account management, identity verification, and customer support. Access to eligibility for
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certain features depends on local law, and we apply those rules automatically at the account level so you are never exposed to services that fall outside your permitted scope.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.